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Seniors Banking

We know financial needs evolve over time. That’s why we have tailored banking solutions for anyone aged 60 and over.

Limited time offer!

Get up to $1,400§ in value with us. This includes up to a $700* cash bonus and 4.75% promo interest rate** when you open a chequing and a Savings Amplifier Account.

How can we help you?

If you’re 60 years or older, you can enjoy these account benefits.

  • No monthly fee*83 with a Practical Plan chequing account that comes with 12 monthly transactions*52
  • Additional savings account at no extra cost*1, *3
  • Discounts on monthly fees on all chequing account plans*66, *83
  • Maintain a minimum daily balance and get your monthly fee waived for the Plus, Performance or Premium Plan*4
Learn more

Travel Insurance

Interested in Travel Insurance? Here’s a packing list must

Whether you are travelling across Canada or around the world, BMO Travel Insurance footnote 1, footnote 2 has the plan to meet your travel insurance needs. Protect yourself against travel hiccups!

Find the right coverage for your trip, including:

  • Emergency Medical
  • Trip Cancellation, Flight Delay, Baggage & Personal Effects
  • Plus, all plans come with 24/7 emergency assistance, and a network of medical and travel insurance professionals ready to help you.

Or Call 1-800-661-9060

In-branch or at home: We’re here to serve you

Visit a branch, designed with you in mind

  • Accessible locations, with automatic doors and barrier free access
  • Sit-down wickets for those with accessibility needs
  • automated teller machines with audio jacks and braille to help customers with vision loss to manage their banking
  • Larger print materials are available
  • Accommodations can be made to provide a quiet and accessible space where private discussions can be held upon request
  • Sign language interpreters are available by special request.

Banking from the comfort of your home

  • Digital banking 

    Looking for some help getting started with digital banking? We’ve put together some learning tools to help you get the most out of your online banking experience.

  • Telephone Banking Services

    Still have questions? You can always reach us on the phone too. Call 1-877-CALL-BMO (1-877-225-5266)

frequently asked questions

  • To get started with digital banking, we recommend exploring our video guides on bmodemos.com. You can learn how to sign up for digital banking, pay bills online, transfer money between accounts, deposit a cheque and send money to friends. If you need help, visit a BMO branch and we’ll be happy to give you a walkthrough.

Additional resources you may be interested in

Power of attorney

Get to understand how power of attorney (POA) works, the different kinds of POA, and how to grant POA.

Online security centre

Let's keep working together to keep your financial and personal info safe. Learn how to spot fraud, common scams  and ways to prevent financial elder abuse. Get free software to secure your browser, and bank with confidence knowing we’ll reimburse you 100% footnote starfor any losses from unauthorized transactions.

Report fraud

 If you’re ever concerned about an email, text or call that you’re not sure is from BMO, reach out to us. Remember, we’ll never contact you by email or phone asking for personal info or account details.

Need help? That’s what we’re here for.

Come in and talk to us

Drop by the nearest branch to chat about your financial future.

footnote star details We’ll reimburse you 100% for any losses to your personal bank accounts resulting from unauthorized transactions through BMO Online and Mobile Banking. To ensure reimbursement under this guarantee, there are a few necessary steps you must complete, as outlined in our Electronic Banking Services Agreement. We also recommend safeguarding your computer.

  • Footnote 1 details. Travel Insurance is provided by CUMIS General Insurance Company (www.cumis.com) a member of The Co-operators group of companies (CUMIS), and administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc., who can be reached at 1-800-661-9060.
  • Footnote 2 details. If you're 60 years of age or older, to confirm your eligibility and determine your premium, complete a medical questionnaire online or by phone. For full details, see the Certificate of Insurance.